The Fair Credit Reporting Act (FCRA) requires employers who conduct background checks on applicants and employees to provide a “Summary of Rights” form before an employer takes adverse action based on information contained in the background check report.
New forms were issued that went into effect September 21, 2018. The new forms include “security freeze” language which was part of the Economic Growth, Regulatory Relief, and Consumer Protection Act that was passed by Congress in May 2018. The Act amended FCRA to require consumer reporting agencies to provide “national security freezes” free of charge to consumers, as well as provide additional protections against identity theft.
Click here to access updated FCRA forms.
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